Publications

Collective works

• Piotr Tereszkiewicz, “Foreign Currency Loans under Polish Law”, in: Stefan Grundmann, Pietro Sirena (ed.), European Contract Law in a Changed European Banking and Financial Architecture, Cambridge Antwerp, Intersentia, 2024.
• Cristina Poncibò, Piotr Tereszkiewicz, “Digital Insurance in the EU: Interplay of Sectoral Rules, Digital Acquis, and Consumer Law”, in: Cristina Poncibò, Piotr Tereszkiewicz (ed.), The Evolution of European Insurance Law in the Digital Era, Springer 2024
• Piotr Tereszkiewicz, Commentary to art. 388 of the Civil Code, in: Piotr Machnikowski (ed.), “Obligations. General Part. Commentary”, volume II, C.H. Beck, Warsaw 2024
• Piotr Tereszkiewicz, “Introduction: Financial Consumers, Complex Contractual Products, and Dispute Resolution – Setting the Scene”, in: Piotr Tereszkiewicz and Mariusz J. Golecki (ed.), Protecting Financial Consumers in Europe. Comparative Perspectives and Policy Choices, Brill. Leiden Boston 2023, pp. 1-21
• Piotr Tereszkiewicz, Katarzyna Południak-Gierz, “Consumer Protection in Polish Insurance Law”, in: Piotr Tereszkiewicz and Mariusz J. Golecki (red.), Protecting Financial Consumers in Europe. Comparative Perspectives and Policy Choices, Brill. Leiden Boston 2023, pp. 25-45.
• Piotr Tereszkiewicz, “Foreign Currency Loans and Directive 93/13: The CJUE as a Legal Architect”, in: Piotr Tereszkiewicz and Mariusz J. Golecki (ed.), Protecting Financial Consumers in Europe. Comparative Perspectives and Policy Choices, Brill. Leiden Boston 2023, pp. 229-250.
• Katarzyna Południak-Gierz, Piotr Tereszkiewicz, “Digitalization’s Big Promise and Peril: The Personalization of Insurance Contracts and Its Legal Consequences”, in: Klaus Mathis, Avishalom Tor (ed.), Law and Economics of the Digital Transformation, Springer. Cham 2023, pp. 33-49.
• Piotr Tereszkiewicz, “The Comparative Law and Economics of Business Interruption Insurance and Covid-19”, in: Peter Nobel, Alexander Gian-Carlo Baumann, Elias Aliverti (ed.), Law and Economics in all seinen Facetten. Festschrift zu Ehren von Klaus Mathis [Law and Economics in all its Facets. Festschrift for Klaus Mathis], Berlin, Duncker & Humblot, 2023, pp. 567-581.
• Iwona Karasek-Wojciechowicz, Beck’s Large Commentaries: “Obligations. General Provisions and Related Provisions of Book I of the Civil Code”. Volume I, ed. P. Machnikowski; author of commentaries to art. 353 of the Civil Code (pp. 1372-1510) and art. 354-356 of the Civil Code; published by C.H. Beck
• Piotr Tereszkiewicz, “Business Interruption Insurance and Covid-19: Between Embracing Risk and Spreading Loss”, in: Klaus Mathis and Avishalom Tor (ed.), Law and Economics of the Coronavirus Crisis, Springer. Cham 2022, pp. 215-235.
• Sina Van den Bogaert, Piotr Tereszkiewicz, “Racial Discrimination”, w: Rainer Grote, Frauke Lachenmann, Rudiger Wolfrum (red.) Max Planck Encyclopedia of Comparative Constitutional Law, Oxford. Oxford University Press 2022.
• Mariusz J. Golecki, Piotr Tereszkiewicz, “Complex Mortgage Loans as a Case Study for Consumer Law and Economics”, in: Klaus Mathis and Avishalom Tor (ed.), Consumer Law and Economics, Springer. Cham 2020, pp. 19-37.
• Piotr Tereszkiewicz, “Digitalisation of Insurance Contract Law: Preliminary Thoughts with Special Regard to Insurer’s Duty to Advise”, in: Pierpaolo Marano and Kyriaki Noussia (ed.), InsurTech: A Legal and Regulatory View, Springer. Cham 2020, pp. 127-146.
• Jerzy Pisuliński, Piotr Tereszkiewicz, “Die Haftung des Zahlungsdienstleisters für nicht autorisierte Zahlungsvorgänge nach polnischem Recht” [Responsibility of a payment service provider for non-authorised payment transactions under Polish law], in: Rudolf Welser (ed.), Buchgeld und Bargeld. Die Umsetzung der zweiten Zahlungsdiensterichtlinie in den CEE-Staaten, Bitcoin und andere Kryptowährungen, E-Geld, Wien: Manz, 2020, pp. 207-227.
• Jerzy Pisuliński, Piotr Tereszkiewicz, “Barzahlung und bargeldlose Zahlung nach polnischem Recht” [Cash and cashless payments under Polish law], in: Rudolf Welser (ed.), Buchgeld und Bargeld. Rechtliche Unterschiede, Vorteile und Risiken nach den Rechtsordnungen der CEE-Staaten, Wien: Manz, 2020, pp. 141-158.
• Piotr Tereszkiewicz, Franciszek Longchamps de Berier, “Länderbericht Polen” [Country Report Poland], in: Walter Gierl, Andreas Köhler, Ludwig Kroidl, Harald Wilsch (ed.) Interationales Erbrecht: EuErbVO, IntErbRVG, DurchfVO, Länderberichte [International Law of Succession], Nomos Manz, 3. vol. 2020, pp. 681-696. [4. vol. 2024].
• Jerzy Pisuliński, Piotr Tereszkiewicz, “Judicial Control of Arbitral Awards in Poland”, in: Larry DiMatteo, Marta Infantino, Nathalie Potin (ed.), The Cambridge Handbook of Judicial Control of Arbitral Awards, Cambridge University Press 2020, pp. 292-305.
• Iwona Karasek-Wojciechowicz, Władysław Brzeski “Handbook of Contemporary Issues in Expropriation”, ed. F. Plimmer, W. McCluskey, pub. Routledge, New York – London; paperback book: 2019, eBook: 2018
• Piotr Tereszkiewicz, “Digital Platforms. Regulation and Liability in EU Law”, in: Larry Di Matteo, Michel Cannarsa, Cristina Poncibò (ed.), The Cambridge Handbook of Smart Contracts, Blockchain Technology and Digital Platforms, Cambridge University Press 2019, pp. 143-159.
• Mariusz J. Golecki, Piotr Tereszkiewicz, “Taking the Prohibition of Unfair Commercial Practices Seriously”, in: Klaus Mathis, Avishalom Tor (ed.), New Developments in Competition Law and Economics, Springer. Cham 2019, pp. 91-106.
• Piotr Tereszkiewicz, “Aufrechnung und Vertragsstrafe im polnischen Recht” [Set-off and penalty clauses under Polish law], in: Martin Gebauer, Stefan Huber (ed.), Rechtsdurchsetzung durch Vertragsstrafe und Aufrechnung [Enforcing the Law with Penalty Clauses and the Right of Set-Off], Mohr Siebeck. Tübingen 2019, pp. 83-100.
• Mariusz J. Golecki, Piotr Tereszkiewicz, “Consumer Protection on Energy Markets – Selected Insights from Behavioural Law & Economics and Regulatory Practice”, in: Klaus Mathis, Bruce Huber (ed.), Energy Law and Economics, Springer. Heidelberg New York 2018, pp. 253-271.
• Iwona Karasek-Wojciechowicz, “The impact of the prohibited nature of clauses changing the interest rate or exchange rate on the binding of the parties to the loan agreement”, “The life of a consumer contract after its provision has been recognized as unfair in the context of the case law of the European Court of Justice”, ed. M. Romanowski, in: C.H. Beck, Warsaw 2017
• Rafał Mańko, Piotr Tereszkiewicz, “Digitale Inhalte nach britischem Consumer Rights Act 2015 unter dem Eindruck des Brexit” [Digital content under the British Consumer Right Act 2015 in the context of Brexit], in: Malte Kramme, Christian Baldus and Martin Schmidt-Kessel (ed.), Brexit und die juristischen Folgen [Brexit and its legal consequences], Nomos. Baden Baden 2017, pp. 279-296.
• Piotr Tereszkiewicz, “Lender Liability for Environmental Damage – Some Preliminary Thoughts on Efficiency and Justification”, in: Klaus Mathis, Bruce Huber (ed.), Environmental Law and Economics, Springer. Heidelberg New York 2017, pp. 459-469.
• Iwona Karasek-Wojciechowicz, in: Commercial Law System, Vol. 4: Financial Instruments Law, ed. M. Stec, author of the chapter: “Securities on Financial Instruments”, publisher: C.H. Beck, Warsaw 2016
• Piotr Tereszkiewicz, “Derivates” in: Stanisław Włodyka, Andrzej Szumański (eds.) “System of Commercial Law”, vol. IV, “The Law of Financial Instruments”, CH Beck Poland. Warsaw 2016, pp. 749-825.
• Piotr Tereszkiewicz, “Neutral Third-Party Counselling as Nudge toward Safer Financial Products? The Case of Risky Mortgage Loan Contracts”, in: Klaus Mathis and Avishalom Tor (ed.), Nudging – Possibilities, Limitations, and Applications in European Law and Economics, Springer. Heidelberg New York 2016, pp. 169-196.
• Piotr Tereszkiewicz, “Fremdwährungskredite als Frage des Verbraucherrechts: Eine Zwischenbilanz” [Foreign Currency Mortgage Loans as a Question of Consumer Law: A Preliminary Assessment], in: Bettina Heiderhoff, Reiner Schulze (ed.), Verbraucherrecht und Verbraucherverhalten. Consumer Law and Consumer Behaviour, Nomos. Baden Baden 2016, pp. 83-118.
• Iwona Karasek-Wojciechowicz, in: Commentary. Corporate Law. Commentary, ed. S. Sołtysiński, A. Szajkowski, A. Szumański, J. Szwaja, vol. V: Extra-code provisions, [authorship of commentaries to selected provisions, pp. 1257-1327]; publisher: C.H. Beck, Warsaw 2015
• Piotr Tereszkiewicz, “The Europeanisation of the Insurance Contract Law: the Insurer’s Duty to Advise and its Regulation in German and European law”, in: Mel Kenny, James Devenney (ed.), The Transformation of European Private Law, Cambridge University Press 2013, pp. 235-255.
• Iwona Karasek-Wojciechowicz, in: Performance and consequences of breach of obligations. Draft with justification under the supervision of J. Pisuliński and F. Zoll, ed. M. Pecyn, authorship of comments to selected draft regulations, Jagiellonian University Publishing House, Cracow 2009
• Iwona Karasek-Wojciechowicz, in: Commentary. Corporate Law. Volume V: Non-Code Provisions, ed.: Sołtysiński, Szajkowski, Szumański, Szwaja, C.H. Beck, Warsaw 2008 [chapter in collective work]
• Iwona Karasek-Wojciechowicz, in: Receivables Trading, Warsaw 2006
• Iwona Karasek-Wojciechowicz, in: Banking Law. Commentary, ed. F. Zoll, Zakamycze 2005 [chapter in collective work]
• Iwona Karasek-Wojciechowicz, Sale, Warsaw 2003, 2nd edition: 2005 [chapter in collective work]

Iwona Karasek-Wojciechowicz, author of over fifty articles of several pages in the field of private law, in particular banking law and civil procedural law in Profesjonalny Serwis Bankowy (electronic publishing house), PWP, Warsaw 2002-2007, including:

• Satisfaction and assignment of receivables secured by an ordinary and registered lien on a beneficial right
• Collision of a registered pledge and a fiscal pledge in bankruptcy
• Dismissal of a bankruptcy petition due to the fact that the estate was encumbered with material security
• Enforcement of benefits expressed in foreign currencies
• Admissibility of submission to enforcement by a notarial deed by a registered pledgor who is not also the debtor of the receivable secured by the pledge
• Admissibility of submission to enforcement by notarial deed in consumer relations
• The significance and application in banking practice of the institution of submission to enforcement in a notarial deed
• Practical consequences of determining the nature of the legal act of submission to enforcement in a notarial deed (revocability of the act, the method of depriving it of its effectiveness and the power of attorney to perform it)
• Individualization of the creditor in the declaration of submission to enforcement in a notarial deed
• Linking the obligation in respect of which the debtor submits to enforcement with the declaration of submission to enforcement
• Terms reserved in the declaration of submission to enforcement by a notarial deed
• Definition of the benefit in the declaration of submission to enforcement by a notarial deed
• Capital security – application of security and its establishment
• Practical consequences of determining the legal nature of the security and linking the security with the secured receivable
• Bankruptcy security deposits
• Qualification of the legal act of issuing a bill of exchange from the perspective of the provisions on the management of joint property
• Legal nature of a bank mortgage
• Entities of a bank mortgage
• Subject of a bank mortgage
• Form of the declaration of will of the bank debtor on the establishment of a bank mortgage (Article 95 of the Bank Mortgage Law)
• Form required for the consent of a third party (in particular the debtor’s spouse) to the establishment of a bank mortgage
• Basis for the entry of a bank mortgage in the land and mortgage register
• Assignment of a cash deposit as security – in favour of the depository bank
• Significance of notification of the intention to take over the subject of a registered pledge in order to satisfy the pledgee
• Nature of the requirement to notify the pledgor of the intention to take over the subject of a registered pledge in order to satisfy the claim (Article 25 of the Act on Security)
• Creation of excessive security
• Global assignment as an instrument for securing claims
• Bank liability towards the parties to the agreement or third parties for damages caused by an external entity (outsourcer)
• Liability for damages towards the bank’s clients or third parties for the violation of banking secrecy by the outsourcer
• Qualification of outsourcing under civil law and its significance for determining the grounds for liability for damages
• Compensation relations between a bank and an outsourcer – general principles
• Relations between a bank and an employee of an outsourcing company
• Consequences of bankruptcy of parties to fiduciary security
• Consequences of over-collateralisation
• Significance of subsequent over-collateralisation for the effectiveness of establishing security for receivables
• Circumstances in which establishing over-collateralisation is inadmissible
• Consequences of primary over-collateralisation
• Significance of personal security for establishing permissible security limits
• Collision of fiduciary security with a registered pledge in the event of the creation of a new thing by combining/mixing many things that are the subject of different security
• Creation of a new thing from raw materials transferred to different banks
• Consequences of the creation of a new thing from raw materials that are the subject of security
• Revocability of the assignor’s authorization to pursue in his own name a claim held in trust by a bank
• Authorization of the assignor to realize a claim transferred as security in his own name (during the period when there are no grounds for realizing the security)
• Fulfillment of the obligation from a claim transferred as security during the period of effectiveness of the assignor’s authorization to realize the claim in his own name
• The debtor’s right to dispose of items included in the transferred set of variable composition – its nature and establishment
• Revocability of the substantive authorization to dispose of transferred items by the debtor
• Effects of removing an item constituting the subject of security on a set of variable composition from the trust area
• Scope of the authorization granting security to exchange the components of the set in the case of security on a set of variable composition
• Basic principles of conflict of laws for property security of receivables established under foreign law on movables brought to Poland
• Effectiveness in Poland of a simple reservation of ownership made under the rule of foreign legal systems
• Effectiveness in Poland of an extended reservation of ownership established under the rule of foreign law
• Maintenance of the form of a certain date for property security established abroad
• Procedure for the bank to take back the subject of the transfer of ownership from the debtor
• Transfer of fiduciary security